How much of an own deposit must a Polish client pay when lending a property in Spain?

In Spain, banks typically require foreign clients (including those from Poland) to pay a higher down payment than Spanish citizens. For foreign property buyers, the standard down payment is usually around 30-40% of the property value for non-residents and 10% for residents!
Of course, the specific terms may vary depending on the bank, the customer’s financial situation and the type of property. It is advisable to consult directly with a Spanish bank or financial advisor specializing in international transactions to get precise information tailored to your specific situation