What documents do I need to prepare , in order to be eligible for a loan from a Spanish bank?

1. Proof of identity.

• Passport or ID card.

2. Foreigner’s identification number (NO).

3. Certificate of registration (Empadronamiento):

4. Financial documents:

• Recent bank statements (usually for the last 3-6 months).
• Recent pay stubs (usually for the last 3-6 months) or a certificate of earnings.
• Annual tax return.

5. Employment contract or contract:

• Current employment contract or other proof of employment and income stability.

6 Credit history:

• Documents proving credit history, if available.

7 Other documents:

• Depending on the type of loan, the bank may require additional documents, such as a real estate purchase agreement (if it is a mortgage), insurance policies, etc.