What documents do I need to prepare to qualify for a mortgage from a bank in Italy?

1. Proof of identity: Passport or identity card

2. Confirmation of income

• Certificate of income
• Pay stubs (last 3-6 months).
• Tax returns for the last 1-2 years (e.g., CUD, Modello 730 or Modello Unico).
• Bank statements for the last few months

3. employment contract

• Employment contract or business proof documents

4. credit history

• Credit report
• Information on existing loans

5. real estate documents

• Preliminary agreement for the purchase of real estate
• Property valuation
• Property documentation

6. residence permit
7. confirmation of own contribution

• Bank statements
• Deposit agreement

8. insurance

• Life insurance
• Property insurance

9. other documents (if applicable)

• Tax residency
• Bank references