Belgium
Exclusive property opportunities in the heart of Europe – in elegant and stable Belgium.
Discover a country where modernity meets tradition, and a high quality of life blends with an international atmosphere. Belgium captivates not only with the architecture of Brussels and the historic charm of Bruges and Ghent, but also with a dynamic and growing real estate market. Choose from luxurious city apartments or peaceful countryside homes in the green regions of Flanders or Wallonia.
No properties found in Belgium.
Can foreigners buy property in Belgium?
Yes, in Belgium **foreigners are fully allowed to purchase property**, whether for personal use or as an investment. Belgian law imposes no restrictions based on nationality – anyone can acquire full ownership rights to land and buildings. Neither Belgian citizenship nor residency is required to buy real estate.
The purchase process is transparent and secure. Transactions are handled by a notary (notaire / notaris), who prepares the sales contract, verifies ownership, and registers the transfer of property at the Land Registry Office (Bureau de Sécurité Juridique / Registratiekantoor). This ensures full legal protection and security for the buyer.
Taxes and additional costs:
The property transfer tax (droits d’enregistrement / registratierechten) ranges from 10% to 12.5% of the property’s value, depending on the region (Flanders, Wallonia, or Brussels). Additional expenses include notary fees (around 1–2%) and, if applicable, an agent’s commission (up to 3%). For newly built properties, 21% VAT may apply instead of the transfer tax.
Financing:
Foreign buyers can apply for mortgage loans from Belgian banks, particularly if they have a stable income. Many financial institutions offer special terms for EU citizens. Alternatively, purchases can be made in cash or through installment plans offered by developers.
Belgium is considered one of Western Europe’s most stable and reliable real estate markets. With its central location, international environment, and high living standards, buying property in Belgium is not only safe but also a prestigious and long-term investment for the future.
