Zambia
Discover the Potential of Real Estate in Zambia – From Luxury Villas in Lusaka to Eco-Lodges by the Zambezi River
Zambia is a land of untapped opportunities, breathtaking power of the Victoria Falls, untamed wildlife in its national parks, and the warmth of its people. It is the perfect destination for investors seeking a stable market in the heart of Africa and individuals dreaming of a life surrounded by pristine nature. Take advantage of our expertise and find your dream home or a secure capital investment in one of the continent’s most peaceful countries!
LUKSUSOWE APARTAMENTY W AFRYCE – RESIDENCE 110, LUSAKA
Zambia
180 000 $
1. Can foreigners buy property in Zambia?
Yes, foreigners can acquire property in Zambia; however, land is held on a leasehold basis, typically granted for a renewable period of 99 years. While foreigners can freely purchase buildings and apartments, acquiring land as a non-citizen is subject to specific conditions (e.g., investing through a Zambian-registered company or obtaining residency-investor status).
2. Can a client from Poland obtain a mortgage for property in Zambia?
Obtaining a mortgage from a Zambian bank as a non-resident without local income is quite challenging. Local financing often carries high interest rates and requires a significant down payment (frequently above 40%). Most international investors opt for cash purchases or external financing, such as a personal loan or a mortgage secured against property back in Poland. It is worth noting that real estate transactions in Zambia are often conducted in US Dollars (USD) or the local currency (Zambian Kwacha).
3. What are the popular regions for buying property in Zambia?
The choice of location depends on the investment goal—whether it is commercial rental, tourism, or private use:
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Lusaka: The capital and business hub of the country. This is where the long-term rental market is strongest, especially in prestigious neighborhoods like Kabulonga, Woodlands, or Leopard’s Hill, which are popular among expats and diplomats.
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Livingstone: The tourism capital of Zambia, located right by the Victoria Falls. It is the ideal place for investing in holiday homes, guest houses, or lodges targeting international tourists.
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Copperbelt (Kitwe and Ndola): An industrial region and the heart of copper mining. It is attractive for those looking for rental properties for engineering and management staff in the mining sector.
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Zambezi and Kafue Riverfronts: Unique locations for nature and safari lovers, offering plots for luxury holiday residences surrounded by wildlife.
Zambia offers a unique blend of dynamic urban development and untouched wilderness, making it one of the most interesting investment alternatives in Africa.
