Antigua and Barbuda
Live the Dream: Exclusive Real Estate in Antigua and Barbuda
Discover the magic of living in the heart of the Caribbean, where turquoise waters meet the white sands of 365 breathtaking beaches. Antigua and Barbuda is a synonym for prestige, sunshine, and a secure haven for your capital. Find your dream home—from modern apartments in luxury marinas to private hilltop villas with panoramic ocean views.
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1. Can Foreign Nationals Buy Property in Antigua and Barbuda?
Yes, foreign investors can freely purchase property in Antigua and Barbuda. The process is highly welcoming to international buyers, offering two primary pathways:
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Alien Landholding License (ALHL): This is the standard procedure for non-citizens. It involves a government application and a license fee, typically around 5% of the property value. The approval process generally takes a few months.
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Citizenship by Investment Program (CIP): This is the most popular route for premium investors. By purchasing real estate in a government-approved project (starting at a minimum of $300,000 USD), investors and their families may apply for Antigua and Barbuda citizenship. This grants the right to live and work in the country indefinitely and offers visa-free travel to over 150 destinations, including the UK and the Schengen Area.
Unlike more restrictive markets, there are no bans on purchasing existing homes (resale), although new developmental projects are the primary route for those seeking citizenship benefits.
2. Can International Buyers Obtain a Mortgage in Antigua and Barbuda?
While obtaining a mortgage is possible, most international transactions in the region are conducted in cash, particularly those tied to the CIP. Local financial institutions (such as the Eastern Caribbean Amalgamated Bank) do offer financing to non-residents, but the requirements are rigorous:
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Down payments typically range from 30% to 50%.
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Interest rates are generally higher than those found in Europe or North America.
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The applicant must hold an Alien Landholding License (ALHL) or be a citizen. Many investors find it more efficient to secure financing in their home country or utilize flexible payment plans offered directly by developers.
3. What are the Top Regions for Investment in Antigua and Barbuda?
The best location depends on whether you seek the vibrant energy of a sailing hub or absolute tropical privacy:
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English Harbour & Falmouth Harbour: The yachting capital of the world. This is the most prestigious region, teeming with life during the regatta season. It is ideal for high-end short-term rentals catering to the global sailing elite.
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Jolly Harbour: The largest marina-resort complex in the Caribbean. It offers waterfront villas with private moorings, golf courses, and diverse dining options. It is highly popular among European and North American investors.
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Dickenson Bay: Located near the capital, St. John’s, this area boasts some of the island’s most beautiful beaches and luxury resorts. It is a tourism powerhouse with consistently high rental occupancy rates.
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Barbuda: Antigua’s pristine sister island. This is where ultra-exclusive, eco-luxury projects are emerging. It is the perfect choice for those seeking an escape from civilization in an ultra-premium setting.
