China
Explore the Power of the East – Invest in Chinese Real Estate
Discover exceptional properties in China – from luxury apartments overlooking the Shanghai Bund to traditional siheyuan courtyard houses in the heart of Beijing. China captivates with its blend of millennia-old tradition and futuristic technology, a dynamic pace of life, and an unprecedented scale of development. It is an ideal destination for entrepreneurs, investors, and those wishing to be at the center of global transformation. Take advantage of our unique portfolio and find your home in one of the world’s most rapidly evolving economies!
COSMO – NOWOCZESNE APARTAMENTY W GUANGZHOU , CHINY
China / Guang Zhou Shi
175 000 $
1. Can foreign nationals purchase property in China?
Yes, foreign nationals can acquire real estate in China, though they are subject to specific regulatory requirements. A key condition is the “One-Year Rule,” which typically requires a foreigner to have resided, worked, or studied in China for at least one year prior to the purchase. It is important to note that land in China is state-owned; buyers do not own the land itself but rather purchase a Land Use Right, which usually lasts for 70 years for residential purposes. Generally, foreign nationals are permitted to own only one property, intended for their own residential use.
2. Can international clients obtain a mortgage for property in China?
Securing a mortgage from a Chinese financial institution (such as ICBC or Bank of China) as a foreign national is a complex process. Applicants must demonstrate stable local employment, provide evidence of local tax payments, and hold a valid residence permit. Banks typically require a substantial down payment from international buyers, often ranging from 30% to 50% of the property’s value. Since many international banks do not secure mortgages against Chinese real estate, most investors finance their acquisitions through local financing after meeting strict criteria or via their own capital.
3. What are the popular regions for property investment in China?
The Chinese real estate market is primarily centered around “Tier 1” cities. Shanghai serves as the country’s financial heart, offering prestigious apartments in districts such as Pudong and Puxi. Beijing, the capital, attracts those seeking proximity to cultural and political hubs, offering a mix of modern residential complexes and historic hutongs.
For those focused on the technology sector and proximity to Hong Kong, Shenzhen—often called China’s Silicon Valley—is the premier choice. Guangzhou remains a massive commercial hub with significant growth potential. Investors are also increasingly looking toward “Tier 2” cities like Hangzhou (home to major tech giants) and Chengdu, which offer more competitive pricing while maintaining high living standards and world-class infrastructure.
